About

About Us

TVM Finance Ltd. is more than just a financial institution; it is an embodiment of humanitarian concern for individuals and businesses facing financial challenges. Recognizing the hardships of those excluded from traditional financial institutions governed by the Bank of Jamaica or Securities Commission, TVM Finance was founded as a lifeline to those who were underserved by traditional financial institutions.

At the core of TVM Finance’s inception was our founder, Cosmond K. Jackson, whose vision and empathy drove him to address the pressing need for support among those lacking prime security and established proof of income. These individuals faced limited access to financing options, hindering their ability to meet basic needs or pursue their business aspirations.

In 2011, with the assistance of his daughter, Tara A. Jackson, Cosmond converted TVM Finance into an industrial and provident society, fortifying our mission to empower individuals and businesses in our local community. Over the years, we have played a pivotal role in contributing to our local economy by extending financing to those previously excluded. This, in turn, has stimulated economic growth and nurtured entrepreneurship within our community.

Notably, we have been a steadfast partner to small and medium-sized businesses, providing the necessary financial support to expand operations, invest in innovation, and fuel progress. By providing funding for these businesses, we have contributed to job creation, economic diversification, and overall prosperity in Westmoreland.

TVM Finance has always prioritized fair and ethical lending practices. Ensuring that individuals and businesses can access financial assistance without facing exploitative terms has been a cornerstone of our operation. We take pride in helping our clients build creditworthiness and financial stability, thereby fostering a stronger foundation for their future success.

At the heart of our success lies the commitment to quality customer service and the collective expertise of our team, under the leadership of Cosmond K. Jackson—a seasoned veteran in the financial services industry. Mr. Jackson’s wealth of experience guides us as we tailor our financial solutions to meet the unique needs and aspirations of each customer.

Our experienced team understands that every individual and business is distinct, with specific financial goals. We take the time to listen and comprehend your circumstances, providing personalized advice and tailored solutions to address your needs effectively.

At TVM Finance, we firmly believe that every individual and business deserves the opportunity to thrive and contribute to their community’s growth. Our dedication to serving the needs of the underserved remains unwavering as we continue to evolve and grow. We take immense pride in being a positive force in the local economy, making a tangible difference in the lives of individuals and businesses, and contributing to the collective prosperity of the communities we are privileged to serve.

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Our Founder

Cosmond K. Jackson, the esteemed founder of both Time Value Finance Ltd. and TVM Finance Ltd., boasts an illustrious banking career spanning over two and a half decades. Notably, he achieved remarkable success by spearheading the expansion of Billy Craig Bank’s presence in Westmoreland, achieving an impressive 200% growth rate shortly after the opening of the Savanna-la-mar branch.

With over a decade of dedicated service at Billy Craig and Dehring Bunting and Golding Limited rising to the level of Junior Partner, as well as two years as a consultant for Scotia Bank, Cosmond’s expertise as a seasoned banker and charismatic leader has been instrumental in shaping the financial landscape. His vision and strategic acumen continue to drive his company’s growth and reputation as a prominent force in the finance industry.

In addition to his remarkable professional achievements in the finance, Cosmond  is also recognized for his philanthropic endeavors. His commitment to giving back to the community is evident through significant donations made to his alma maters, Mannings School and Unity Primary School, fostering educational opportunities for future generations. Moreover, he has extended his generosity to support various community groups in Westmoreland, uplifting the lives of those in need.

In recognition of his exceptional contributions, Cosmond received the prestigious Governor-General’s Award in 2005, and was appointed as a Justice of the Peace, further validating his dedication to making a positive impact on society. Beyond his successful career and philanthropy, Cosmond actively serves on various boards, including the Savanna-la-mar Public Hospital Board, Mannings School Board, and as Vice President of the Westmoreland Chamber of Commerce. He previously served on the Boards of Unity Primary and Petersfield High School, which furthers his commitment to nurturing the development of young minds and strengthening community ties.

Cosmond’s unwavering dedication to philanthropy and his success in the finance industry have firmly woven him into the fabric of Westmoreland. As he and his businesses continue to thrive, their deep-rooted presence remains a driving force behind the growth and development of Jamaica, leaving an indelible mark on the community he serves.

 

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Our Mission

To contribute to nation building by providing mutually beneficial financial services for individuals and small to medium enterprises throughout Jamaica.